Ten years ago, Ray Lucia was a successful San Diego-based financial advisor who through in-person seminars, webinars, books, radio and TV appearances promoted an uncontroversial and academically recognized method of savings for retirement. His “buckets of money” strategy encouraged dividing and diversifying savings among safer to riskier “buckets” and then spending in retirement from the…

Last fall, President Trump issued two Executive Orders aimed at reining in unlawful administrative state action. Together, the orders represented a welcome change for regulated parties, who too often find themselves in regulatory agencies’ crosshairs with little notice or understanding of what, if any, law or regulation they allegedly violated. But the Executive Orders are…

  Most people have heard that “absolute power corrupts absolutely,” but we have to worry before corruption is absolute. Seemingly small, every-day abuses of power can have real effects on our lives and can slowly chip away at our resolve and our faith in government. Power is on the minds of Americans this year more…

  As we poke our heads above ground to survey the damage visited on our shores by the coronavirus, it is imperative that we move forward with an intelligent, focused, and effective plan of action for rebuilding the economies and promise of our communities, our states, and our country. While the politicians and bureaucrats moved…