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Out of the Separation-of-Powers Frying Pan and Into the Nondelegation Fire: How the Court’s Decision in Seila Law Makes CFPB’s Unlawful Structure Even Worse

By: Mark Chenoweth August 27, 2020
The U.S. Supreme Court’s June 29, 2020 decision in Seila Law LLC v. Consumer Financial Protection Bureau fixed a glaring constitutional defect in the way Congress structured the Consumer Financial Protection Bureau (CFPB or Bureau). “[D]eviat[ing] from the structure of nearly every other independent administrative agency in our history,” the 111th Congress made the CFPB’s director a…
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CFPB’s Joyride Is Over—It’s Time for President Trump to Take the Wheel

August 20, 2020
Michael P. DeGrandis
Yesterday, the Southern District of New York validated a (defective, IMHO) civil investigative demand (CID)—an administrative subpoena for documents and information—from NCLA’s client, the Law Offices of Crystal Moroney, P.C. It did so over a number of objections, the primary one being that the Consumer Financial Protection Bureau (CFPB) is unconstitutionally funded. It doesn’t receive…
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Where Do I Go to Get My Constitutional Rights Back?

August 6, 2020
Harriet Hagemancategory_listCovid-19 Articles
On Friday the 13th of March, President Trump issued his “Proclamation on Declaring a National Emergency Concerning the Novel Coronavirus Disease (COVID-19) Outbreak.” In the ensuing 4 ½ months Governors across the country have used executive orders to lockdown their States, using this unprecedented situation to rewrite not only their own state statutes and constitutions…
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The Supreme Court’s DACA Decision: A commendable effort to embolden APA review or a hollow attempt to ease political tension?

July 29, 2020
In the News
Author: NCLA Legal Intern Andrew Klee Chief Justice John Roberts is praised by some—and criticized by others—for his efforts to maintain the institutional legitimacy of the Supreme Court by keeping an eye toward the broader political context in which cases are decided. Last month, the Court addressed the Trump administration’s effort to end the Deferred…
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Will the FTC Face a Reckoning in the Supreme Court?

July 16, 2020
John J. Vecchione
On July 9, 2020, the Supreme Court granted certiorari in two closely watched FTC cases. The two cases FTC v. Credit Bureau Center, LLC, and AMG Capital Management, LLC, et al. v. FTC are poised to determine whether a power the FTC has developed through the slow accretion of judicial acquiescence can withstand the clear…
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Trump’s “Regulatory Bill of Rights”: Where to Go Next

July 14, 2020
Kara Rollins
In a previous post, we discussed the new and welcome regulatory changes made by President Trump in Executive Order 13924 last month, a significant victory for civil liberties. But while excitement is warranted for these positive developments, many further reforms, such as objective and enforceable limits delivering upon the principles affirmed in the Order, will…
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Trevor Schakohl
Communications Specialist
Ruslan Moldovanov
Deputy Director of Communications and Marketing
In NCLA Relentless Case, Supreme Court Overturns Chevron DeferencePress Release >>
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